LILLY OPTIMUM AND FINANCIAL SERVICES
Retirement Services
Traditional IRA
A traditional IRA is a retirement plan that gives you a tax break when you contribute so you do not need to pay taxes until you withdraw. In other words, you do not pay taxes when you are putting money into your retirement fund, but you pay them when you withdraw the money out of your fund.
Roth IRA
A Roth IRA is essentially the opposite of a traditional IRA; you pay taxes when you contribute to your retirement fund, but do not pay any once you withdraw. Please note that you must have held your Roth IRA for five years and be at least 59 1/2 years of age.
Individual Portfolio
Do you have any investment goals? An individual portfolio is a service regarding your financial status and goals for certain investments. It helps maintain and build your portfolio for investments and also checks up with you on the status of your portfolio.
Annual Annuity
Annual annuity allows you to invest your money long-term. You invest, and we give back money through regular intervals.